Can Yes Bank Complete Its Turnaround and Reward Long-Term Investors?
Yes Bank Share Price Target : India’s banking sector is entering a new growth phase driven by economic expansion, rising credit demand, and rapid digital adoption. After facing serious challenges in the past, Yes Bank is now focused on rebuilding stability, improving asset quality, and achieving sustainable growth.
In this article, we cover:
- What Yes Bank does
- Fundamental analysis
- Yes Bank share price target from 2026 to 2030
- Growth drivers, risks, and long-term outlook
What Does Yes Bank Do?
Yes Bank is a private sector bank offering a wide range of financial services across India.
Its key services include:
- Retail banking (savings accounts, fixed deposits, loans)
- MSME and corporate banking
- Home loans, personal loans, and business loans
- Credit cards and debit cards
- Digital banking through mobile apps, internet banking, and UPI
The bank is rebuilding trust by strengthening governance, improving risk controls, and expanding its digital footprint.
Why Yes Bank Is Back in Focus
Yes Bank’s turnaround story is based on several structural improvements:
- Stronger capital position after restructuring
- Continuous reduction in non-performing assets (NPAs)
- Focus on retail and SME lending
- Growing adoption of digital banking services
- Supportive macroeconomic and credit environment
As confidence gradually returns, long-term investors are closely tracking the bank’s recovery progress.
Yes Bank Fundamental Analysis
| Metric | Value |
|---|---|
| Market Capitalization | ₹68,089 Cr |
| ROE | 5.76% |
| P/E Ratio | 24.11 |
| P/B Ratio | 1.38 |
| EPS (TTM) | 0.90 |
| Dividend Yield | 0.00% |
| Book Value | ₹15.70 |
| Face Value | ₹2 |
While profitability remains moderate, improving asset quality and operating efficiency could support a gradual turnaround.
Yes Bank Share Price Target 2026
By 2026, Yes Bank is expected to show visible improvement in earnings stability and balance sheet strength.
- Minimum Target: ₹25
- Maximum Target: ₹30
Economic growth, stable interest rates, and digital expansion may support this recovery phase.
Yes Bank Share Price Target 2027
In 2027, better risk management and consolidation in the banking sector could boost performance.
- Minimum Target: ₹32
- Maximum Target: ₹37
Lower NPAs and steady loan growth may strengthen investor confidence.
Yes Bank Share Price Target 2028
By 2028, Yes Bank’s turnaround strategy may begin delivering consistent results.
- Minimum Target: ₹39
- Maximum Target: ₹45
Balanced growth across retail and corporate segments could support valuation improvement.
Yes Bank Share Price Target 2029
In 2029, favorable domestic and global economic conditions may accelerate growth.
- Minimum Target: ₹48
- Maximum Target: ₹59
Stronger digital platforms and possible dividend expectations could attract long-term investors.
Yes Bank Share Price Target 2030
By 2030, Yes Bank could emerge as a stable and competitive private sector bank.
- Minimum Target: ₹60
- Maximum Target: ₹80
Long-term reforms, financial inclusion, and strategic partnerships may drive sustained growth.
Yes Bank Share Price Target Table (2026–2030)
| Year | Minimum Target | Maximum Target |
|---|---|---|
| 2026 | ₹25 | ₹30 |
| 2027 | ₹32 | ₹37 |
| 2028 | ₹39 | ₹45 |
| 2029 | ₹48 | ₹59 |
| 2030 | ₹60 | ₹80 |
Yes Bank Shareholding Pattern
| Category | Shareholding |
|---|---|
| Foreign Institutions | 44.95% |
| Retail & Others | 34.24% |
| Other Domestic Institutions | 17.93% |
| Mutual Funds | 2.87% |
| Promoters | NA |
High institutional holding indicates continued interest from large investors.
Conclusion
Yes Bank represents a high-risk, high-reward turnaround opportunity in India’s banking sector. While challenges remain, improving fundamentals, digital growth, and economic tailwinds could support long-term recovery. Investors should closely monitor asset quality, profitability trends, and regulatory developments.
Disclaimer
This article is for educational and informational purposes only, not investment advice. Stock market investments are subject to market risk. Please consult a certified financial advisor before investing.
