South Indian Bank Share Price Target : South Indian Bank is one of India’s well-known private sector banks with a strong regional base in South India and a steadily expanding national footprint. Established in 1929, the bank serves retail customers, MSMEs, and corporate clients through a wide branch network and growing digital banking platforms.
With a renewed focus on asset quality improvement, retail lending, and technology-led banking, South Indian Bank is working toward sustainable long-term growth. Below is a detailed share price target forecast from 2026 to 2030, based on business transformation progress and sector outlook.
South Indian Bank Share Price Target 2026
In 2026, South Indian Bank is expected to continue its recovery and turnaround phase. The bank is strengthening risk management, reducing stressed assets, and improving operational efficiency. Greater emphasis on retail loans and digital services could help generate stable income.
Target Price 2026: ₹49
Key Growth Drivers:
- Improved asset quality
- Stronger risk controls
- Growing retail & digital banking focus
South Indian Bank Share Price Target 2027
By 2027, the bank may benefit from a more stable credit environment and rising loan demand across retail and MSME segments. Controlled loan growth, better deposit mobilization, and cost discipline could improve profitability.
Target Price 2027: ₹57
Key Growth Drivers:
- Retail & small business loan growth
- Improved deposit base
- Better cost management
South Indian Bank Share Price Target 2028
In 2028, South Indian Bank is expected to enter a phase of balanced and sustainable growth. Enhanced digital banking platforms and better customer engagement could improve acquisition and retention.
Target Price 2028: ₹65
Key Growth Drivers:
- Digital banking expansion
- Rising revenues
- Improved operational efficiency
South Indian Bank Share Price Target 2029
By 2029, the bank could gain momentum from overall economic growth and increased banking penetration. A growing customer base and disciplined lending approach may support consistent earnings growth.
Target Price 2029: ₹72
Key Growth Drivers:
- Stable earnings growth
- Strong retail franchise
- Better balance sheet quality
South Indian Bank Share Price Target 2030
By 2030, South Indian Bank is expected to emerge as a stronger and more competitive private sector bank, with a cleaner balance sheet and improved profitability. Increased digital adoption and credit demand could support long-term expansion.
Target Price 2030: ₹79
Key Growth Drivers:
- Clean balance sheet
- Technology-led customer experience
- Long-term profitability improvement
South Indian Bank Share Price Target Table (2026–2030)
| Year | Share Price Target |
|---|---|
| 2026 | ₹49 |
| 2027 | ₹57 |
| 2028 | ₹65 |
| 2029 | ₹72 |
| 2030 | ₹79 |
Investment Outlook
South Indian Bank is considered a turnaround banking stock, suitable for investors with a medium- to long-term horizon and moderate risk appetite. Sustained improvement in asset quality, profitability, and digital capabilities will be key to long-term value creation.
Disclaimer
This article is for educational purposes only. We are not a SEBI-registered investment advisor. Stock market investments are subject to market risks. Please consult your financial advisor before making any investment decisions.
Pooja Sharma is an experienced professional writer with a strong background in the stock market and data-driven research. With seven years of academic and practical exposure at Lovely Professional University (LPU), she has built a solid foundation in financial analysis, market behavior, and business intelligence.
Her writing reflects a sharp analytical mindset and a clear understanding of complex financial concepts, which she translates into easy-to-understand, engaging content. Pooja specializes in stock market insights, data interpretation, and business-focused writing, delivering accurate and impactful work with consistency and professionalism.
